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What percentage of income should go to mortgage_

Understanding Mortgages

How Does a Reverse Mortgage Work?

January 1, 2022

Reverse mortgages can help those in financial distress by converting part of the equity they have built up in their home into cash. They can use the money for anything […]

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Understanding Mortgages

Divorce and Mortgage: What You Need to Know

January 1, 2022

When you say “I do” to the love of your life, you never dream you’ll be in the middle of a divorce someday. But it happens to the nearly half […]

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Prequalify for a home loan

Home Buying

Home Inspection – Here’s Why No Home Buyer Should Go Without One

January 1, 2022

Getting a home inspection before buying a home is like getting insurance. Yes, you are spending money, but you’ll also find out what needs fixed now, what will need repaired […]

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Buying a home as a foreign national

Niche Mortgage Products · Real Estate Market · Understanding Mortgages

Foreign National Mortgage Qualification and Loan Products

January 1, 2022

If you are a citizen from another nation, you can still have the opportunity to get a mortgage to buy a house in the United States. The products you are […]

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How to Lower the Cost of Refinancing

Homeowner Tips

Selling a House While Going Through a Divorce

January 1, 2022

Going through a divorce brings on extreme emotions, and having to deal with selling a home is one of the last things you’d want. “I try to teach people to […]

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Happy couple moves into new home

News · Real Estate Market

7 Tips to Speed Up Your Loan Closing

January 1, 2022

The good news is the housing market is doing well, resulting in more home purchases and home loan applications. However, with more activity comes more delays. Mortgage software company Ellie […]

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Using jumbo loans to buy a house

Jumbo Loans · News

Loosening Rules, Low Jumbo Mortgage Rates Fuel Hot Housing Segment

January 1, 2022

It’s official: When it comes to jumbo loans, credit availability is loosening up. According to the July Mortgage Credit Availability Index (MCAI), there was an increase of 0.5 percent from […]

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5 mistakes you should avoid when applying for a mortgage

News · Understanding Mortgages

5 Common Mortgage Mistakes To Avoid

January 1, 2022

It’s all about common sense. You apply for a mortgage, and the lender expects you to be completely open about your financial picture and to use common sense while the […]

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Things to look for in a neighborhood when home buying

Home Buying

What To Look For in a Neighborhood Before Buying

January 1, 2022

Everyone has different tastes when it comes to the type of house they want to live in. But how important is your neighborhood in the scheme of things when you […]

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Why your second lender won't approve a higher HARP loan amount

Ask Tim · HARP

My Second Mortgage Lender Won’t Allow A Higher HARP Loan Amount

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

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