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What the difference between mortgage rates and apr?

Q&A

Mortgage Interest Rates Versus The Mysterious APR

October 1, 2018

Question: I want to get a mortgage. Interest rates I understand but what is an APR and why is it higher than the interest rate? Answer: When you buy something […]

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Home office trends for 2018

Homeowner Tips

Home Offices Becoming Oases with Fireplaces and Great Views

September 25, 2018

Many clients of Brad Brooks use their home offices to experiment with materials they may not feel comfortable with using in the main home areas. They ask for steel, cast-in-place […]

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Using a cash out refinance

Q&A

Is Cash-out Refinancing A Good Idea With Higher Rates?

September 24, 2018

Question: We want cash-out refinancing. The value of our home has increased significantly in the past five years. We want to now get a cash-out refinance but worry that rising mortgage […]

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How dog breeds can affect your insurance

Homeowner Tips

The Type of Dog Breed Can Affect Your Homeowners Insurance

September 18, 2018

You fall in love with sweet Maggie Mae, a puppy with a mixture of Rottweiler and a few other breeds. She’s calm, loving and gets along great with your kids. […]

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8 mistakes that new homeowners make

Home Buying

8 Costly Missteps New Homeowners Make Their First Year

September 11, 2018

You cannot wait to buy a home to make it your own – possibly tear down some walls for an open floor plan or build a pool in the back. […]

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Why did my credit score suddenly go up?

Q&A

Why Has My Credit Score Gone Up?

September 5, 2018

Question: My credit score has gone up significantly during the past year even though my debts and monthly payments have largely stayed the same. Are the new numbers real or […]

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Home landscaping ideas for a sloping yard

Homeowner Tips

Creative Ways to Use a Sloping Backyard

September 4, 2018

You fall in love with a home, settle in and then discover your backyard is sloping so badly that there’s not much you can do with it. But there is […]

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The benefits and drawbacks of new and existing homes

Home Buying

Pros and Cons of Buying a New House

August 28, 2018

When someone decides it’s time to buy a home, they also need to decide whether it will be a new build or an existing home. Benefits and problems arise from […]

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Should you get a no downpayment mortgage?

Niche Mortgage Products

Pros and Cons of Zero Downpayment Mortgage

August 21, 2018

It just sounds too good to be true – buying a home with no money down. But that does happen for some people because of loans available with that option. […]

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What are the benefits of rent to own and what should you look out for?

Mortgage Strategy

Do’s and Don’ts of Rent-to-Own

August 14, 2018

It can sometimes be tough for people to buy a house these days. To make it easier, some seek a path to ownership through a rent-to-own property. It’s not something […]

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