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Home builder confidence increasing

News · Real Estate Market

Home Builders Getting Confident: You Can Still Get a Good Deal on a Newly Built Home

August 27, 2015

The latest National Association of NAHB/Wells Fargo Housing Market Index released in July brings with it good news: Home builder confidence has reached its highest level since November 2005. The […]

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Lower Consumer Sentiment Fannie Mae Survey July 2015

Home Buying

Lower Consumer Sentiment Spells Opportunity for Buyers

August 26, 2015

Each month, Fannie Mae takes a poll of Americans to gauge consumer sentiment. July results, based on a survey of 1,000 consumers, seems to indicate a slight shift toward lower […]

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USDA upfront funding fee increase

News · USDA Home Loans

USDA Upfront Funding Fee Increasing from 2.0% to 2.75% on October 1, 2015

August 24, 2015

USDA home loans require zero down payment and offer ultra-low rates. This loan program has helped more than 1 million home buyers since its inception in 1949. Still one of […]

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Home purchases rise ellie mae origination insight report

Home Buying · News · Real Estate Market · Refinance

Home Buyers Outnumber Refinance Borrowers as Trend Reverses

August 20, 2015

Home purchase loans are overtaking refinances in a big way, according Ellie Mae’s Origination Insight Report for July. Purchases made up 63 percent of all mortgage transactions, taking a commanding lead […]

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How to save money with HARP

Refinance

Outsmart Banks with this Insanely Simple 2-Step Money-Saving Method.

August 18, 2015

There so many types of refinance loans out there it can it can be intimidating to try to choose the right one. But the choice is really quite simple. It […]

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10 YEAR MORTGAGE RATES

Mortgage Rates · Understanding Mortgages

10 Year Mortgage Rates Save Some Homeowners $120,000

July 6, 2015

Ten-year mortgage rates can save six figures and help you own your home free and clear sooner than you thought possible. A decade definitely doesn’t sound as long as 30 years, […]

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Online mortgage - what is the process?

Understanding Mortgages

Online Mortgage Applications: Blending Tech and the Personal Touch

June 29, 2015

Most everything we do these days can be accomplished with a stroke of a key from our laptops, tablets or smartphones. We can order groceries to be delivered, turn our […]

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Credit Score for FHA Loans

FHA Loans

What Credit Score Do You Need for an FHA Loan?

June 15, 2015

It can be confusing when you hear or read that people can get an FHA mortgage with 500 credit scores. Is it true, and if it is, how is that […]

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Using the FHA back to work program

FHA Loans · News

FHA Back to Work Program: Real Life Success Stories

May 29, 2015

Editor’s Note: The FHA Back-to-Work Program expired Oct. 1, 2016. If you’ve experienced a foreclosure, short sale, or deed-in-lieu of foreclosure with extenuating circumstances, then you may be eligible for […]

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MIP drops 35%, FHA gaining popularity

FHA Loans · News

FHA MIP Reduced 35%, Rates Drop, Luring Buyers and Homeowners

May 7, 2015

FHA loans just got a lot cheaper. Current FHA rates recently hit 20-month lows and are in the low- to mid-3s. As a bonus, monthly mortgage insurance costs for FHA […]

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