Gallery - My Mortgage Insider

How to Find an FHA-approved Condo | 2025

January 2, 2024

If you’re using an FHA loan to buy a condo, you might be surprised to find out that not all condo projects are approved for FHA financing. But that doesn’t […]

Home Buying

Assumable Mortgage: Big Advantage for Buyer and Seller

November 15, 2022

Most home buyers today apply for and, hopefully, are approved for their mortgage. They are subject to current lending standards and interest rates. But a few buyers can simply take […]

Home Buying · News

Buying a House: Never More Affordable Than Right Now

June 1, 2022

The National Association of Realtors House Affordability Index for 2012 hit an all-time high of 193.5, which eclipsed the previous record of 186.4 for 2011. Unlike interest rates and home […]

Can you buy another home if you're late on a payment?

Ask Tim · Credit · Home Buying

I’m Delinquent on my Mortgage. Can I Buy another Home?

June 1, 2022

Q: I am delinquent on my home mortgage, but would like to sell the home and buy one elsewhere. Is this possible? -Anonymous A: If you are delinquent on the […]

Home Buying · Understanding Mortgages

What is Earnest Money?

January 1, 2022

As you’ve searched for your next home, you finally arrive at the perfect property. You and your agent successfully negotiate the terms of the sales contract. Your next step is […]

Conventional Loans · Home Buying

Conventional 97 to Require 5% Down Payment

November 8, 2013

Update for December 2014: Fannie Mae and Freddie Mac have reinstated the 3% down conventional home loan as of December 2014. For details on the 97% LTV home buying program, […]

HARP · HARP 3.0 · News · Refinance

“Merkley Mortgage” – A HARP 3.0 Prototype

October 29, 2013

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

HARP 3.0 · Home Buying · News · Refinance

Zillow’s Interview with President Obama

August 7, 2013

President Barack Obama participated in a live broadcast mediated by Zillow CEO Spencer Rascoff on Wednesday about housing affordability in America. The President spoke on HARP 3.0, the housing market, rising […]

Credit

The $13,075 Sweater and Other Credit Card Mistakes

May 31, 2013

You walk into the department store and see the sweater. Yes, the sweater. Featured on the cover of the winter catalog, it draws you with all its cream-colored woolly glory. […]

Category: Gallery

How to Find an FHA-approved Condo | 2025

Assumable Mortgage: Big Advantage for Buyer and Seller

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Buying a House: Never More Affordable Than Right Now

I’m Delinquent on my Mortgage. Can I Buy another Home?

What is Earnest Money?

Conventional 97 to Require 5% Down Payment

“Merkley Mortgage” – A HARP 3.0 Prototype

Zillow’s Interview with President Obama

The $13,075 Sweater and Other Credit Card Mistakes

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