Home Buying

Low-Income Mortgage Loans for 2021

September 29, 2021

Low Income Home Loan Options Give You Hope Thanks to the many low-income home loans available today, you can be a homeowner even if you don’t make a lot of […]

Read More...

Home Buying · News · USDA Home Loans

USDA Home Loans | Zero-Down Eligibility & Qualification [Updated for 2021]

September 29, 2021

USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home […]

Read More...

More

Conventional Loans · FHA Loans · Home Buying

Down Payment Gift Money for First-Time and Repeat Home Buyers

August 13, 2021

One thing you should know as a first-time or repeat home buyer is that mortgage lenders allow financial gifts to be used toward the down payment on a house.  Gift […]

Read More...

FHA Loans · Home Buying

FHA Manufactured Home Loan | Guidelines & Requirements 2021

August 6, 2021

Mobile homes, also known as manufactued homes, represent more than one out of ten new homes built and provide an affordable alternative for home ownership. Less expensive than both new […]

Read More...

FHA Loans · Refinance

FHA MIP Refund Chart & Guide | 2021 Mortgage Insurance Premiums

August 3, 2021

When you get an FHA loan, the home buyer pays a mortgage insurance premium at the time of closing. This initial premium is the called the upfront mortgage insurance premium […]

Read More...

Understanding Mortgages

How To Calculate Self Employment Income for a Mortgage | 2021

August 3, 2021

When applying for a mortgage, the lender will make sure the borrower can afford the new mortgage payment. This is determined by comparing the borrower’s proposed housing payment with their […]

Read More...

Ask Tim · Credit · Home Buying

How Long After a Foreclosure Can I Buy a Home?

July 9, 2021

Can you buy a home after a foreclosure? Buying again after a foreclosure, short sale, or deed-in-lieu of foreclosure can be done, with some hard work — and waiting. Mortgage […]

Read More...

Home Buying · Investment Properties

Buy & Live In a Duplex, Triplex, or Fourplex to Earn Rental Income

July 7, 2021

Ever wondered if you can buy a home and get someone else to pay your mortgage? You could do just that with the right property, the right mortgage, and the […]

Read More...

Home Buying · Understanding Mortgages

Borrow From Your 401k to Buy A Home

July 7, 2021

Saving up money for a down payment and closing costs to buy a house is one of the basic requirements in order to qualify for a home loan. It can […]

Read More...

Conventional Loans · Home Buying · Understanding Mortgages

Fannie Mae Family Opportunity Mortgage | 2021 Guidelines

June 18, 2021

You can buy a house for an elderly parent and get better interest rates by classifying it as “owner occupied.” The Family Opportunity Mortgage is a great way to help aging parents.

Read More...

Get Free Quote

Choose Loan Type:

Conventional Refinance VA Streamline Refinance FHA Streamline Refinance Home Purchase Conventional Home Purchase FHA Home Purchase USDA Home Purchase



Choose Your State:

Choose Your State... Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming







• Search

• As Seen On

  

• Tim Lucas

  

  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

• Subscribe to our Mailing list

  Don't miss important home loan updates. Sign up for our newsletter. Your privacy is assured. More

  * indicates required

  Email Address *

  First Name

  Last Name

  
  
• 

• Categories

  • Ask Tim
  • Cash Out Refinance
  • Conventional Loans
  • Credit
  • Expert Interviews
  • FHA Loans
  • HARP
  • HARP 3.0
  • Home Buying
  • Homeowner Tips
  • Investment Properties
  • Jumbo Loans
  • Mortgage Rates
  • Mortgage Strategy
  • News
  • Niche Mortgage Products
  • Private Mortgage Insurance
  • Q&A
  • Real Estate Market
  • Refinance
  • Uncategorized
  • Understanding Mortgages
  • USDA Home Loans
  • VA Home Loans

• Recent Posts

  • Current Mortgage Interest Rates | October 2021
  • Mortgage Relief | Mortgage Stimulus Program 2021
  • Low-Income Mortgage Loans for 2021
  • What To Do When The Appraised Value is Lower Than the Selling Price
  • Low Credit Score Home Buyers In 2021 Could Qualify Because of This New FHA Policy