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FHA Cash-Out Refinance: Access Your Home Equity

August 11, 2022

Editor’s note: Starting September 1, 2019, HUD, the administrator of FHA loans, reduced the maximum FHA cash-out refinance loan-to-value to 80%, down from 85%. What is an FHA cash-out refinance? […]

Ask Tim · FHA Loans

What if the home does not meet FHA Minimum Property Standards (MPS) and selling as-is?

August 11, 2022

What happens when a property is being sold as-is and the seller will not do repairs but the home doesn’t meet FHA minimum property standards (MPS)? How does the buyer […]

FHA Loans · Home Buying · Understanding Mortgages

Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?

August 11, 2022

There are quite a few loan options available to buy fixer-upper homes. “By buying a fixer-upper, you can definitely increase the value of the home as it appreciates and as […]

Home Buying · Understanding Mortgages

Can You Get a Mortgage with Disability Income?

August 11, 2022

Those with disabilities and disability income can qualify for these special home buying programs as well as standard mortgage loans. Qualifying for a mortgage with disability income Life hasn’t always […]

Home Buying · Mortgage Rates

When Is an Adjustable Rate Mortgage (ARM) a Good Idea?

August 1, 2022

Why take an adjustable-rate mortgage (ARM)? Why not just take a fixed rate and not worry about what rates might do in the future? That’s a fair question, and a […]

FHA Loans · Home Buying

Buying a Home With an FHA Loan | Rates & Requirements 2022

August 1, 2022

The Federal Housing Administration (FHA) loan is one of the greatest tools for first time and repeat homebuyers. With a minimum down payment of 3.5%, great rates, and lenient credit guidelines, […]

FHA Loans · Refinance

FHA MIP Refund Chart & Guide | 2022 Mortgage Insurance Premiums

July 27, 2022

Home buyers pay an upfront mortgage insurance premium when they close on an FHA loan. This upfront fee — known as UFMIP or MIP — equals 1.75 percent of the […]

Wide green front lawns in traditional suburban residential neighborhood

Home Buying

5 Surprising Income Types Mortgage Lenders Allow

July 25, 2022

The news is inundated with stories of lenders making it tough for some borrowers to qualify for mortgage loans. But while that can be true, borrowers with unique circumstances shouldn’t […]

Conventional Loans · FHA Loans · Home Buying · News · Private Mortgage Insurance

Piggyback 80 10 10 Loans Will Save You Money in 2022

July 25, 2022

An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of the home’s purchase price. The buyer puts just 10% down. This loan type is also known as a piggyback mortgage.

Parents can Buy a Home for a Disabled Child

Home Buying · Understanding Mortgages

The Best Way to Buy a Home for a Disabled Adult Child

July 25, 2022

Typically those who buy a home can only take advantage of the best interest rates and mortgage terms if it is an “owner-occupied” property, meaning they plan to live in […]

Category: Image

FHA Cash-Out Refinance: Access Your Home Equity

What if the home does not meet FHA Minimum Property Standards (MPS) and selling as-is?

More

Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?

Can You Get a Mortgage with Disability Income?

When Is an Adjustable Rate Mortgage (ARM) a Good Idea?

Buying a Home With an FHA Loan | Rates & Requirements 2022

FHA MIP Refund Chart & Guide | 2022 Mortgage Insurance Premiums

5 Surprising Income Types Mortgage Lenders Allow

Piggyback 80 10 10 Loans Will Save You Money in 2022

The Best Way to Buy a Home for a Disabled Adult Child

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