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Cash Out Refinance · Refinance · Understanding Mortgages

Cash-out Refinance | Pros & Cons 2025

January 15, 2024

A cash out refinance can put money in your pocket or pay off big debts. Here are some guidelines and things to think about before opening a cash out loan.

FHA Loans · Refinance

FHA MIP Refund Chart & Guide | 2025 Mortgage Insurance Premiums

January 10, 2024

Home buyers pay an upfront mortgage insurance premium when they close on an FHA loan. This upfront fee — known as UFMIP or MIP — equals 1.75 percent of the […]

FHA Loans · Refinance

FHA Cash-out Refinance 2025 | Tap Into Your Home Equity

January 10, 2024

Editor’s note: Starting September 1, 2019, HUD, the administrator of FHA loans, reduced the maximum FHA cash-out refinance loan-to-value to 80%, down from 85%. What is an FHA cash-out refinance? […]

Conventional Loans · FHA Loans · Home Buying · Private Mortgage Insurance · USDA Home Loans · VA Home Loans

5 Ways to Buy a Home with 5% Down or Less

January 10, 2024

One of the most common misconceptions about mortgages is that you need 20% down to buy a home. Nothing could be further from the truth. The fact is that there […]

Conventional Loans · FHA Loans · Home Buying

Down Payment Gift Money for First-Time & Repeat Home Buyers

January 5, 2024

Here’s one thing you should know as a first-time or repeat home buyer: You don’t have to come up with a down payment by yourself. Family members can help. If […]

Conventional Loans · News · Refinance

Conventional Refinance | Rates, 2025 Loan Limits & Guidelines

January 4, 2024

A conventional refinance is one of the most versatile loans in today’s market. Conventional refinances can convert any type of mortgage loan into a conventional loan. Simultaneously, a conventional refi […]

FHA Loans · Refinance

FHA Streamline Refinance Rates & Guidelines 2025

January 4, 2024

The FHA streamline refinance program helps current FHA homeowners lower their interest rate and monthly payment — it’s a quick and cost-effective way to refinance with lenient documentation requirements and […]

Conventional Loans · FHA Loans · Home Buying · News · Private Mortgage Insurance

Piggyback Loan (80/10/10 Mortgage) | Rates & Requirements 2025

January 3, 2024

An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of the home’s purchase price. The buyer puts just 10% down. This loan type is also known as a piggyback mortgage.

FHA Loans · Home Buying

Buying a Home with an FHA Loan | Guidelines & Rates 2025

January 3, 2024

With minimum down payments of 3.5%, competitive interest rates, and lenient credit guidelines, FHA loans have enabled millions of people to buy homes when they couldn’t qualify for a mortgage […]

Home Buying · Investment Properties

Buy & Live In a Duplex, Triplex or Fourplex to Earn Rental Income

January 3, 2024

Have you ever wondered whether it’s possible to buy a multifamily property and live in one of the units while renting the others? This isn’t as difficult as you might […]

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Cash-out Refinance | Pros & Cons 2025

FHA MIP Refund Chart & Guide | 2025 Mortgage Insurance Premiums

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FHA Cash-out Refinance 2025 | Tap Into Your Home Equity

5 Ways to Buy a Home with 5% Down or Less

Down Payment Gift Money for First-Time & Repeat Home Buyers

Conventional Refinance | Rates, 2025 Loan Limits & Guidelines

FHA Streamline Refinance Rates & Guidelines 2025

Piggyback Loan (80/10/10 Mortgage) | Rates & Requirements 2025

Buying a Home with an FHA Loan | Guidelines & Rates 2025

Buy & Live In a Duplex, Triplex or Fourplex to Earn Rental Income

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