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Category: Image

QM could decrease mortgages in 2015

News

Dodd-Frank Act’s Qualified Mortgage (QM) Rule May Limit Mortgage Availability in 2014

January 1, 2022

On January 10, 2014, one of the biggest changes ever to the mortgage industry will go into effect. A rule created in 2010 in the wake of a housing meltdown […]

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How to Make HARP 3.0 happen in 2014

HARP · HARP 3.0 · Refinance

Here’s How We Can Make HARP 3.0 Happen in 2026

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

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Home Ownership Could Lead to Tax Breaks.

Home Buying

Home Ownership Could Give You some Nice Tax Breaks

January 1, 2022

Who doesn’t dread tax time? But buying a house could possibly ease that pain slightly because the government still gives some good incentives when it comes to tax benefits. “If […]

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Can I refinance with HARP without a Fannie or Freddie Loan

Ask Tim · HARP · HARP 3.0

Can I Refinance with HARP if My Mortgage is not a Freddie or Fannie Loan?

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

Read More
Selling your home so you can buy another

Home Buying

How to Sell Your House & Buy Another

January 1, 2022

Selling your home can be a stressful situation. So, can you imagine the stress of selling your home and buying another one at the same time? For some, carrying two […]

Read More
FHA condo spot approval can affect condo prices

FHA Loans · Home Buying · News

FHA May Allow One-off “Spot” Condo Approvals Again

January 1, 2022

In February 2010, FHA ended its policy that allowed buyers to request one-off approvals for individual condo units within a condominium project that was not FHA-approved. This policy, called a […]

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Rates for Obama's refinance program HARP

HARP · HARP 3.0

Everything about the Obama Refinance Program and How to Qualify

January 1, 2022

Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie Mae’s High […]

Read More
Getting a mortgage with a bad credit score

Credit · Home Buying

Can You Get a Mortgage with a Bad Credit Score?

January 1, 2022

You’ve had some rough patches financially. A divorce a few years ago messed up your credit score because of bills that didn’t get paid beyond your control. A few unpaid […]

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How to find the best home inspector for your home inspection

Home Buying

How to Find the Best Home Inspector

January 1, 2022

The house you want to buy makes you smile. The first time you walked inside, you knew it was for you with its perfect gourmet kitchen and hardwood floors. But […]

Read More
Lower mortgage payments without HARP

Ask Tim · HARP · HARP 3.0 · Refinance

I Need Lower Mortgage Payments but I’m not HARP Refinance Eligible

January 1, 2022

Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie Mae’s High […]

Read More
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