Manufactured Home Age Requirements by Loan Type
Most mortgage programs finance a manufactured home only if it was built on or after June 15, 1976, under the HUD Code. Here is the rule for each…
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Latest articles
Pre-Foreclosure Homes: What They Are and How to Buy One
Pre-foreclosure homes belong to owners who have fallen behind on their mortgage and received a default notice, but whose homes have not been sold at a foreclosure sale.…
USDA Eligibility Map: How to Check if an Address Qualifies
A USDA loan needs a home in an area USDA designates as rural. Here is how to check an address on the USDA eligibility map and what each…
Best Time of Year to Buy a House (by Your Goal)
Fall has carried the smallest price premiums over market value, while spring and early summer bring the most new listings. Here is what each month offers a buyer…
Small Mortgage Loans: How to Get One Under $100,000
You can get a mortgage under $50,000 or $100,000, but fewer lenders make one and fees take a bigger share. Here is why, and where to apply first.
Selling a House During Divorce: What to Know
You can sell a home in the middle of a divorce, but both owners usually have to agree, and court orders can limit what you do. Here are…
How to Buy a House Fast: 10 Ways to Speed Up the Process
The fastest home purchases start with a verified pre-approval and end with a buyer who answers every lender request the same day. Here is what you can speed…
Homeowners Insurance Deductible: Amounts and Roof Claims
Most policies use a flat deductible of $500 or more, often $1,000, plus a separate percentage deductible for wind, hail or hurricanes in storm-prone states. Here is how…
5% Down Multifamily Loans: 2-4 Unit Rules by Program
Fannie Mae and Freddie Mac allow 5% down on a duplex, triplex or fourplex you live in. Here are the rules, the 2026 limits and the FHA and…
How Much Does It Cost to Renovate a House?
A whole-house renovation with standard finishes runs about $15 to $60 per square foot, according to Angi's 2026 data. Here is what that means by house size, room…