Conventional Loans · Home Buying
May 20, 2021
Also known as conforming loans, conventional loans “conform” to a set of standards set by Fannie Mae and Freddie Mac. Conventional loans boast great rates, lower costs, and homebuying flexibility. So, it’s […]
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May 20, 2021
Your real estate agent has shown you two perfect homes for the same price — one is a condominium with great amenities and the open floor plan you desire. The […]
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Home Buying · Understanding Mortgages
May 20, 2021
Your adult child is hardworking and responsible. But because of their lack of credit history, stricter lending regulations or too many student loans, it is almost impossible for them to […]
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May 20, 2021
Low Income Home Loan Options Give You Hope Thanks to the many low-income home loans available today, you can be a homeowner even if you don’t make a lot of […]
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May 20, 2021
A 15-year mortgage can save you thousands of dollars in interest and you’ll own your home faster so a 15-year mortgage is better if you can afford it.
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Conventional Loans · VA Home Loans
May 20, 2021
The rule is simple: If you’re eligible for a VA loan, it’s likely that this will be your best loan option. But while this is usually true, there are some […]
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Home Buying · Niche Mortgage Products
May 20, 2021
Fannie Mae is on a mission to make home buying easier. Here are few of the highlights of the HomeReady Mortgage program: As little as 3% down payment Lower private […]
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May 20, 2021
How many times can you use VA loan benefits? The good news is that you can use your VA loan benefits as many times as you like. Indeed, in some, […]
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Conventional Loans · Home Buying · News
May 20, 2021
What is a Conventional 97 Loan Program? The 97% loan-to-value (LTV) purchase program allows homebuyers to purchase a single-family home, condo, co-op, or PUD with just a 3% down payment. […]
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May 19, 2021
What is a non-conforming loan? A non-conforming loan is any mortgage that is not partly guaranteed by a government department or agency. Conforming loans are conventional loans that meet the […]
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Mortgage expert Tim Lucas has been helping home owners for over 12 years.
