Mortgage Rates & News. USDA Home Loans, FHA loans and VA home loans, jumbo, conventional and PMI. Learn about HARP Refinance.

back-patio-of-blue-house-with-water-fountain

Buy a House in 2019 with a Conventional Loan

March 14, 2019

Also known as conforming loans, conventional loans “conform” to a set of standards set by Fannie Mae and Freddie Mac. Conventional loans boast great rates, lower costs, and homebuying flexibility. So, it’s […]

FHA Loans · Refinance

Access Your Home Equity with an FHA Cash-Out Refinance

March 5, 2019

What is an FHA cash-out refinance? There are two primary FHA refinance loan programs: the FHA cash-out refinance and the streamline refinance. The FHA cash-out loan provides cash-in-hand for the […]

happy-couple-discussing-seller-paid-closing-costs-with-loan-officer

Home Buying

Seller-Paid Closing Cost Maximums for Conventional, FHA, VA, & USDA Loans

February 28, 2019

Mortgage closing costs range from 2-5% of a home’s purchase price. That can add up. But, many sellers are eager to pay your closing costs in order to sell their home […]

FHA Loans · Refinance

FHA Streamline Refinance Rates & Guidelines for 2019

February 25, 2019

The FHA streamline refinance program helps current FHA homeowners lower their interest rate and monthly payment — it’s a fast and cost-effective way to refinance with lenient documentation requirements and […]

Home Buying

The Single Mother’s Guide To Becoming A Homeowner

February 12, 2019

by Lee Nelson, freelance writer and single mom Single moms can have it tough trying to become a homeowner — between raising their children on their own and paying all […]

young-couple-with-computer-and-calculator

Home Buying · Understanding Mortgages

Cosigning a Mortgage for an Adult Child

February 4, 2019

Your adult child is hard working and responsible. But because of their lack of credit history, stricter lending regulations or too many student loans, it is almost impossible for them […]

Home Buying · Private Mortgage Insurance

What Is Private Mortgage Insurance?

January 25, 2019

Private mortgage insurance, also known as PMI, is a type of mortgage insurance common with conventional loans. It’s intended to protect the lender if you stop making your loan payments, […]

foreclosure-waiting-periods-by-loan-type

Ask Tim · Credit · Home Buying

How Long After a Foreclosure Can I Buy a Home?

January 15, 2019

Buying again after a foreclosure, short sale, or or deed-in-lieu of foreclosure can be done, with some hard work — and waiting. Lenders don’t like to see a foreclosure on […]

Conventional Loans · News · Refinance

Conventional Refinance Rates, 2019 Loan Limits and Guidelines

January 2, 2019

A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming […]

Conventional Loans · Home Buying · News

Conventional 97% LTV Program: Buy a Home with 3% Down In 2019

January 2, 2019

Home buying just got a lot easier. Fannie Mae and Freddie Mac, the country’s two main mortgage rule-making agencies, now allow home purchases with just a 3% down payment. The 97% […]

Buy a House in 2019 with a Conventional Loan

Access Your Home Equity with an FHA Cash-Out Refinance

Seller-Paid Closing Cost Maximums for Conventional, FHA, VA, & USDA Loans

FHA Streamline Refinance Rates & Guidelines for 2019

The Single Mother’s Guide To Becoming A Homeowner

Cosigning a Mortgage for an Adult Child

What Is Private Mortgage Insurance?

How Long After a Foreclosure Can I Buy a Home?

Conventional Refinance Rates, 2019 Loan Limits and Guidelines

Conventional 97% LTV Program: Buy a Home with 3% Down In 2019

Get Free Quote

Search

As Seen On

Tim Lucas

Subscribe to our Mailing list

Categories

Recent Posts