Mortgage Rates & News. USDA Home Loans, FHA loans and VA home loans, jumbo, conventional and PMI. Learn about HARP Refinance.

Why You Should Avoid Large Bank Deposits During the Mortgage Application Process

November 8, 2019

Usually when a sizable amount of money is deposited into one of your accounts, it’s time to celebrate — except while you’re waiting for a mortgage loan approval. Under this […]

Refinance · VA Home Loans

VA Home Loan Refinance Options: Find Better Rates and Cash Out Home Equity

November 4, 2019

The VA home loan is hands down the best purchase in today’s mortgage market. But the VA also provides refinancing options as well. The VA offers two main refinance types. Each […]

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Niche Mortgage Products · Q&A

Can You Get A 40-year Mortgage?

October 28, 2019

Longer term financing is still available, despite falling out of favor after the housing crash 10 years ago. But, finding a lender that offers a 40-year mortgage lender can be […]

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Understanding Mortgages

A Complete Guide to Home Loan Closing Costs

October 28, 2019

Any home loan whether its to purchase a new home or to refinance a current loan will come with closing costs. Closing costs cover a variety of fees related to […]

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Q&A

Should You Buy or Lease A Car Before Applying For A Mortgage?

October 21, 2019

The typical new car loan costs $530 per month, while the average new lease costs $430 per month, according to an Experian report from the third quarter of 2018. And, […]

FHA Loans · Refinance

FHA Mortgage Insurance Refund Guidelines [Chart]

October 17, 2019

When you get an FHA loan, you pay a mortgage insurance premium at the time of closing. This initial premium is the called the upfront mortgage insurance premium (also known […]

Understanding Mortgages

5 Appraisal Problems That Can Affect Your Mortgage Approval

October 11, 2019

A home appraisal is an estimate to determine the market value of a home. In addition to purchase loans, appraisals are also ordered when refinancing a loan or when attempting […]

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Home Buying · VA Home Loans

VA Loan Requirements: Buy a House with Zero Down in 2020

October 2, 2019

In 2018, the VA guaranteed 610,512 home loans. In 2019, it celebrated its 24-millionth borrower. It’s easy to see why these mortgages are so popular. Not only are they available […]

Refinance · Understanding Mortgages

A Single Mom’s Guide to Refinancing

September 24, 2019

Refinancing can mean lower payments, less total interest costs over the life of the loan, and possibly some extra cash for home improvements. Currently, interest rates are at historic lows […]

Home Buying · Mortgage Strategy

The Do’s and Don’ts of Down Payment Gifts

September 10, 2019

When buying a home, the biggest upfront expense is likely to be the down payment. Although future homeowners can reasonably afford monthly mortgage payments, the initial cost of purchasing a […]

Why You Should Avoid Large Bank Deposits During the Mortgage Application Process

VA Home Loan Refinance Options: Find Better Rates and Cash Out Home Equity

Can You Get A 40-year Mortgage?

A Complete Guide to Home Loan Closing Costs

Should You Buy or Lease A Car Before Applying For A Mortgage?

FHA Mortgage Insurance Refund Guidelines [Chart]

5 Appraisal Problems That Can Affect Your Mortgage Approval

VA Loan Requirements: Buy a House with Zero Down in 2020

A Single Mom’s Guide to Refinancing

The Do’s and Don’ts of Down Payment Gifts

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