Conventional Loans · FHA Loans · Home Buying · Private Mortgage Insurance · USDA Home Loans · VA Home Loans

5 Ways to Buy a Home with 5% Down or Less

January 10, 2024

One of the most common misconceptions about mortgages is that you need 20% down to buy a home. Nothing could be further from the truth. The fact is that there […]

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Conventional Loans

Conventional Mortgage Down Payment Requirements 2025

January 5, 2024

What the minimum down payment requirement for a conventional loan? Although most people assume they need a 20% down payment to buy a home, there are low down payment conventional […]

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Conventional Loans · FHA Loans · Home Buying

Down Payment Gift Money for First-Time & Repeat Home Buyers

January 5, 2024

Here’s one thing you should know as a first-time or repeat home buyer: You don’t have to come up with a down payment by yourself. Family members can help. If […]

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Conventional Loans · News · Refinance

Conventional Refinance | Rates, 2025 Loan Limits & Guidelines

January 4, 2024

A conventional refinance is one of the most versatile loans in today’s market. Conventional refinances can convert any type of mortgage loan into a conventional loan. Simultaneously, a conventional refi […]

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Conventional Loans · FHA Loans · Home Buying · News · Private Mortgage Insurance

Piggyback Loan (80/10/10 Mortgage) | Rates & Requirements 2025

January 3, 2024

An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of the home’s purchase price. The buyer puts just 10% down. This loan type is also known as a piggyback mortgage.

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Conventional Loans · Home Buying

Conventional Loans | Requirements & Guidelines for 2025

January 3, 2024

Most conventional loans are what’s known as “conforming loans,” which “conform” to a set of standards set by Fannie Mae and Freddie Mac. Conventional loans boast great rates, lower costs, […]

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Conventional Loans · FHA Loans · Private Mortgage Insurance · Refinance

How to Get Rid of PMI on an FHA Loan | No Refinancing 2025

January 2, 2024

FHA loans are popular for a good reason. They help home buyers especially first-time home buyers — get competitive mortgage rates even if they have lower credit scores or higher […]

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Conventional Loans · Home Buying · Understanding Mortgages

Fannie Mae Family Opportunity Mortgage | 2025 Guidelines

January 2, 2024

You can buy a house for an elderly parent and get better interest rates by classifying it as “owner occupied.” The Family Opportunity Mortgage is a great way to help aging parents.

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Conventional Loans · Home Buying · News

Conventional 97 Loan | Guidelines & Requirements 2025

January 2, 2024

What is the conventional 97 loan program? The Conventional 97 program allows homebuyers to get a conventional mortgage loan with only 3% down. The program is named for the 97% […]

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Conventional Loans · Home Buying

Buy & Repair a Home with Fannie Mae’s HomePath Renovation Mortgage

November 15, 2022

Editor’s note: Fannie Mae discontinued the HomePath program on October 6, 2014. Buyers must have had a completed home purchase contract dated on or before this date to use the […]

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