Mortgage Rates | My Mortgage Insider

Mortgage Interest Rates 2020-2021 Monthly Trends

Current Mortgage Interest Rates | December 2025

December 25, 2025

The average mortgage interest rates changed slightly week over week — 30-year fixed rates went down (6.21% to 6.18%) while 15-year fixed rates rose (5.47% to 5.50%). The number of mortgage […]

5 Year Mortgage Rates Chart with 8 and 15 year amortization

Mortgage Rates · Understanding Mortgages

5-Year Fixed Mortgage Rates & Loan Programs

June 30, 2023

Fixed mortgages with shorter terms can create incredible interest savings. Not a lot of lenders offer short-term mortgage loans. The good news is you can create your own 5-year fixed-rate […]

Mortgage Rates · News · VA Home Loans

VA Streamline (IRRRL) Refinance Loan: Easier Refinancing for Veterans

November 15, 2022

A VA Streamline Refinance is also known as an Interest Rate Reduction Refinance Loan, or IRRRL, because it is designed to help homeowners lower their mortgage rate quickly and easily. […]

Home Buying · Mortgage Rates

When Is an Adjustable Rate Mortgage (ARM) a Good Idea?

August 1, 2022

Why take an adjustable-rate mortgage (ARM)? Why not just take a fixed rate and not worry about what rates might do in the future? That’s a fair question, and a […]

When should you lock in on mortgage rates

Ask Tim · Mortgage Rates

I’m Pre-Approved. Should I Worry about Rates?

June 1, 2022

Tim has been in the mortgage industry for more than 11 years as a loan originator and mortgage processor. He’s answered just about every kind of mortgage question over the […]

Tips for getting the best rates when mortgage rate shopping

Mortgage Rates · News

Mortgage Rate Shopping | Best Practices 2026

January 1, 2022

Everyone tells home buyers to shop around for a mortgage loan. But comparing mortgage loans is not a simple task. It’s not oranges to oranges or apples to apples. The […]

Complete an FHA Streamline Even if You Have a Second Mortgage

Mortgage Rates · News

Consumers Eternal Pessimists: 96% Bet Against Low Rates

January 1, 2022

The average mortgage consumer almost never expects lower rates. According to Fannie Mae’s monthly National Housing Survey, consumers are not very good at predicting when rates will rise or drop. Fannie […]

Should I get a fixed rate mortgage or adjustable rate mortgage?

Mortgage Rates

30-Year Fixed Mortgage Rates or ARM Rates: Which are Better Long-term?

January 1, 2022

Thirty-year mortgage rates are solidly below historic levels. Mortgage backing agency Freddie Mac reports an average rate of 4.15% for the week of July 7. Similar rates have only been […]

Mortgage Rates how lenders determine interest rates

Mortgage Rates · News

Credit, Home Type & Perceived Risk Affect Your Mortgage Rate

January 1, 2022

Getting an interest rate to purchase a home is similar to when you were back in school earning good grades – or not. The teacher put together many components from […]

Home Buying · Mortgage Rates · Mortgage Strategy

When Should I Lock In My Mortgage?

January 1, 2022

When you’re in the process of getting a home loan, at some point you’ll have to lock in your mortgage rate. This might be months in advance, mere days before […]

Category: Mortgage Rates

Current Mortgage Interest Rates | December 2025

5-Year Fixed Mortgage Rates & Loan Programs

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VA Streamline (IRRRL) Refinance Loan: Easier Refinancing for Veterans

When Is an Adjustable Rate Mortgage (ARM) a Good Idea?

I’m Pre-Approved. Should I Worry about Rates?

Mortgage Rate Shopping | Best Practices 2026

Consumers Eternal Pessimists: 96% Bet Against Low Rates

30-Year Fixed Mortgage Rates or ARM Rates: Which are Better Long-term?

Credit, Home Type & Perceived Risk Affect Your Mortgage Rate

When Should I Lock In My Mortgage?

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