5 Dates In History You Need to Know when Buying a House
January 1, 2022
Interested in buying a home? Here are some important dates you need to know about before your home buying venture. 1. June 15, 1976 – Manufactured Homes If you are […]
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Category: News
Significant events happen in the mortgage market every day. Lending rules change constantly, and rates are always in flux. We give you the news, but also the “so what” factor: how market changes affect your home finance plans. Whether you plan to buy or refinance, our reports will help you make the best decisions and lower your homeownership costs.
Home Buyers Who Couldn’t Qualify – Until They Discovered the USDA Loan
January 1, 2022
When people hear the acronym USDA (U.S. Department of Agriculture), they probably think about crops and cows and such. But this entity actually offers quite a unique mortgage loan for […]
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FHA Refinance Net Tangible Benefit: What To Do if You Don’t Qualify
January 1, 2022
The FHA streamline refinance program allows a borrower with a current FHA loan to refinance into a lower rate and payment with very little time, effort, or documentation. But for […]
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FHA Loans Are Perfect for These Types of Borrowers
January 1, 2022
Some people just don’t have perfect credit or a big savings account. These are some of the folks who might be the best candidates for an FHA loan these days. […]
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Jumbo Loan Limit : How High Can You Go?
January 1, 2022
If you’re in the market for an expensive, luxury home, one of your main borrowing options will be jumbo loans. Because the economy has been making gradual improvements, jumbo loan […]
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New Report Suggests Conventional Loan Applicants Enjoy Higher Success Rate
January 1, 2022
A conventional loan offers low rates, few fees, and an easy approval process. Throughout home finance history, conventional loans have been the first choice for most people buying or refinancing […]
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Credit · Home Buying · News · Understanding Mortgages
Mortgage Application Denied? What To Do Next
January 1, 2022
It feels like you gave your lender every piece of information and documentation of your financial world that you possibly could. You feel like you have no secrets left. But […]
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Home Buying · Jumbo Loans · News
Vacation Homes & Second Homes Now Easier To Buy
January 1, 2022
Simpler vacation home lending, along with status and sentimentality, are big factors when average and affluent people decide to buy a second home. What could be better than sitting on […]
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Ask Tim · HARP · HARP 3.0 · News
We Are $30,000 Underwater and Not HARP Eligible. What Are Our Options?
January 1, 2022
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]
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Credit, Home Type & Perceived Risk Affect Your Mortgage Rate
January 1, 2022
Getting an interest rate to purchase a home is similar to when you were back in school earning good grades – or not. The teacher put together many components from […]
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