Significant events happen in the mortgage market every day. Lending rules change constantly, and rates are always in flux. We give you the news, but also the “so what” factor: how market changes affect your home finance plans. Whether you plan to buy or refinance, our reports will help you make the best decisions and lower your homeownership costs.
January 1, 2022
An hour after Donald Trump’s inauguration on January 20, his administration suspended the previous administration’s cut to FHA annual mortgage insurance premiums (AMIP). Announced on January 9, the rates would […]
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Conventional Loans · FHA Loans · News
January 1, 2022
Many people just couldn’t afford or get a conventional loan. If you don’t have 10 or 20 percent down, it can be quite hard to get that conventional loan without […]
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News · Refinance · VA Home Loans
January 1, 2022
The VA streamline refinance, also known as an IRRRL, has helped millions of US military veterans and service members lower their mortgage rate and house payment. While the VA streamline […]
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January 1, 2022
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]
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Home Buying · News · USDA Home Loans
January 1, 2022
The USDA home loan is a zero-down payment mortgage that makes it easier to buy a home in rural and suburban neighborhoods across the country. Over 97% of the United […]
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January 1, 2022
If you’ve served or are currently serving the country as a member of the military, one well-deserved benefit is being eligible for the VA home Loan. This program is designed […]
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News · Understanding Mortgages
January 1, 2022
People didn’t know what the new TILA-RESPA Integrated Disclosure (TRID) regulatory changes would do to consumers – possibly hold up their applications, slow down closings or other problems? After more […]
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January 1, 2022
Paying that mortgage bill each month can be painful, especially when you look at its breakdown and see that a portion of your payment is going toward mortgage insurance. For […]
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January 1, 2022
The good news is the housing market is doing well, resulting in more home purchases and home loan applications. However, with more activity comes more delays. Mortgage software company Ellie […]
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January 1, 2022
It’s official: When it comes to jumbo loans, credit availability is loosening up. According to the July Mortgage Credit Availability Index (MCAI), there was an increase of 0.5 percent from […]
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