Significant events happen in the mortgage market every day. Lending rules change constantly, and rates are always in flux. We give you the news, but also the “so what” factor: how market changes affect your home finance plans. Whether you plan to buy or refinance, our reports will help you make the best decisions and lower your homeownership costs.
News · Understanding Mortgages
January 1, 2022
It’s all about common sense. You apply for a mortgage, and the lender expects you to be completely open about your financial picture and to use common sense while the […]
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January 1, 2022
Laurie Goodman is Director of the Housing Finance Policy Center at Urban Institute, an organization that drives policy change at the nation’s highest housing agencies with solid research and data. Tell us a little about Urban […]
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News · Refinance · VA Home Loans
January 1, 2022
A VA streamline refinance, also known as an IRRRL, allows US military veterans and service members to lower their rate and payment with very little documentation. Another advantage to this […]
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January 1, 2022
Update: USDA has postponed map changes until October 2017 at the earliest. Going forward, USDA will review maps every three to five years to decide whether to make changes. The last […]
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April 16, 2019
If you struggle with student loan debt, you’re not alone. The average student loan borrower has $37,172 in student loans when they graduate, an increase of $20,000 from only 13 […]
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September 25, 2017
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]
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July 28, 2017
After a strong month of sales in May, existing home sales dipped back down this past month. It was caused by the shortage of available homes on the market, the […]
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July 26, 2017
The Fed’s most recent two-day meeting concluded on July 26, and they have decided to keep everything the same for the next six weeks or so. However, their decision could […]
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July 21, 2017
Rates have been gradually dropping over the past few months, but June saw some of the lowest mortgage rates of the year. As a result, June ended up having a […]
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July 14, 2017
While there is still a seller’s market for housing, home buyers are starting to have a more positive outlook for the next year. In June, the overall sentiment for buying […]
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