Best Loans for Home Improvement | 2025
January 2, 2024
Let’s explore the best loans for home improvement and which ones might suit your specific needs and finances.
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Category: Understanding Mortgages
Home Buying · Understanding Mortgages
What is an Adjustable Rate Mortgage (ARM)?
August 31, 2023
When the housing market collapsed in 2008, adjustable-rate mortgages took some of the blame. They lost more appeal during the pandemic when fixed mortgage rates bottomed out at all-time lows. […]
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Home Buying · Understanding Mortgages
Permanent vs Non-Permanent Resident Alien Mortgage Options
July 20, 2023
Residents with green cards and work visas can qualify for a U.S. mortgage even if they are not U.S. citizens. In fact, these home buyers can qualify for government-backed and […]
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Mortgage Rates · Understanding Mortgages
5-Year Fixed Mortgage Rates & Loan Programs
June 30, 2023
Fixed mortgages with shorter terms can create incredible interest savings. Not a lot of lenders offer short-term mortgage loans. The good news is you can create your own 5-year fixed-rate […]
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What mortgage rate can you get with an 800 credit score?
June 30, 2023
FICO scores range from 300-850 — so getting in the 800s can be a feat. Fortunately, there are benefits to having a higher credit score. A high credit score makes […]
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News · Understanding Mortgages
Common Mortgage Underwriting Problems that Could Stop Your Loan Approval
November 15, 2022
The application process to get a mortgage may seem a little daunting with all the information you reveal. But just because you get through the application doesn’t mean it’s over, […]
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Can You Use Bitcoin For a Downpayment on a House?
November 15, 2022
For most of its 10-year history, serious interest in Bitcoin was largely limited to computer geeks and cyber criminals. (According to Europol, “Bitcoin [is] the currency of choice in criminal […]
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Home Buying · Understanding Mortgages
Borrow From Your 401k to Buy A Home
November 15, 2022
Saving up money for a down payment and closing costs to buy a house is one of the basic requirements in order to qualify for a home loan. It can […]
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Home Buying · Understanding Mortgages
How to Write a Letter of Explanation | Template & Examples
November 15, 2022
When you’re asked to write a letter of explanation by a mortgage underwriter, look at this as a valuable opportunity to clearly communicate your situation. Standard mortgage forms often don’t […]
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Home Buying · Understanding Mortgages
Paying Cash for a House : Reimbursement via the “Delayed Financing” Cash Out Refinance
November 15, 2022
Many home buyers find themselves in situations where they want or need to pay cash for a home. Maybe the home is in disrepair and not eligible for financing. Maybe […]
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