June 27, 2017
There probably isn’t anything more devastating during the home buying process than being turned down for a mortgage. You’ve already picked out your house, had your offer accepted and now […]
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Home Buying · Understanding Mortgages
April 26, 2017
Due to increased demand and low real estate inventory, most parts of the U.S. are currently in a seller’s market. This is great news if you’re trying to sell a […]
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Uncategorized · Understanding Mortgages
April 24, 2017
Question: We want to purchase a home for $295,000. We spoke with a loan officer about financing with an FHA mortgage and found out we qualify. However, to get FHA […]
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Home Buying · Understanding Mortgages
April 19, 2017
Your credit score is one of the biggest factors that mortgage lenders consider when deciding how much money to loan and what rate to loan at. In a lot of […]
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Refinance · Understanding Mortgages
April 5, 2017
Since the election, mortgage rates have seen more highs than lows. Most experts are predicting that mortgage rates will continue to rise in 2017. Even so, there are many […]
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February 28, 2017
The era of life-long employment hasn’t been around for some time now. In fact, the average American changes jobs 10 to 15 times during their career. In an age where […]
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News · Understanding Mortgages
February 17, 2017
January saw a growing economy, some adjustments to President Trump and relatively consistent mortgage rates. Thanks to these factors, as well as others, mortgages continued to close fairly easily in […]
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Cash Out Refinance · Refinance · Understanding Mortgages
February 8, 2017
When summer starts to swelter, many homeowners dream of swimming in their very own swimming pools. But after checking price tags, a lot of would-be pool owners give up before […]
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News · Understanding Mortgages
January 11, 2017
Stated income loans don’t require income documentation and can be a big help for borrowers with stacks of tax returns. Here’s who can take advantage of the resurrected mortgage program. Even after […]
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October 25, 2016
Many home buyers believe they need to put 20 percent down for a house. However, many home buyers end up putting down less than 20 percent. In fact, an analysis […]
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Mortgage expert Tim Lucas has been helping home owners for over 12 years.
