Why the Right Lender Matters
July 31, 2018
When looking for a mortgage, it’s not just the mortgage rate you should be checking out. Choosing the right lender matters when it comes to their expertise in certain areas, […]
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Biggest Financial Burdens Stopping People from Buying Houses
February 20, 2018
Sometimes, people do things that undermine their chances of buying a house. It can be anything from having way too much credit card debt or forgetting to pay their monthly […]
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Can You Use Bitcoin For a Downpayment on a House?
December 22, 2017
For most of its 10-year history, serious interest in Bitcoin was largely limited to computer geeks and cybercriminals. (According to Europol, “Bitcoin [is] the currency of choice in criminal markets, […]
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What should you do if you can’t pay your mortgage
October 16, 2017
During the mortgage crisis, so many people hesitated or didn’t even bother to call their lenders to tell them they just couldn’t make the payments. The fear of losing their […]
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My Mortgage Has Been Sold. Am I In Trouble?
September 25, 2017
Question: We received a letter from our lender saying our mortgage has been sold to someone else. Have we done something wrong? Is there some kind of problem here? Answer: […]
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Niche Mortgage Products · Understanding Mortgages
Jumbo Loans and What They Are All About
August 29, 2017
When you live in a higher priced area with a high cost of living, the homes you are looking to buy probably have big price tags. So, you might need […]
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Home Buying · Understanding Mortgages
The ABCs of Writing a Letter of Explanation for a Mortgage
August 1, 2017
Are you one of those people that cringes when someone asks you to write something? Fortunately, when your loan officer or an underwriter requests a letter of explanation, it doesn’t […]
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Home Buying · Understanding Mortgages
Are Mortgage Brokers The Best Friend a Home Buyer Can Hire?
July 17, 2017
If you’re in the market for a new home but don’t have time to wade through scores of applications or shop around for the best mortgage rates and terms, a […]
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What to Do After Being Turned Down for a Mortgage
June 27, 2017
There probably isn’t anything more devastating during the home buying process than being turned down for a mortgage. You’ve already picked out your house, had your offer accepted and now […]
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Home Buying · Understanding Mortgages
My Appraisal Came Back Low – What Now?
April 26, 2017
Due to increased demand and low real estate inventory, most parts of the U.S. are currently in a seller’s market. This is great news if you’re trying to sell a […]
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Tim Lucas
Mortgage expert Tim Lucas has been helping home owners for over 12 years.
