Should You Accept a Contingent Offer?
January 1, 2022
When home owners are out shopping for a new home and find the perfect place, sometimes they need to sell their current home before they can afford to buy the […]
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DeMarco Out, Watt In as New FHFA Head. Will Getting a Mortgage Become Easier?
January 1, 2022
New appointments are a grey area: some go well while others spell “catastrophe”. Despite careful screening and due diligence, uncertainty, especially from a policy perspective, often prevails the first few […]
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Home Buying · Understanding Mortgages
Mortgage Credit Certificate: Qualify for More House
January 1, 2022
A loan program that gets little attention, but could reap big rewards, is the Mortgage Credit Certificate, otherwise known as the MCC tax credit. The idea of the program is […]
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FHA Loan Limits: Lower in 2014
January 1, 2022
The Department of Housing and Urban Development (HUD) announced Friday that FHA loan limits will decrease starting January 1, 2014. Federal Housing Administration (FHA) loans are popular with first-time home […]
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Home Buying · Jumbo Loans · News · Refinance
Jumbo Loans: Easier Mortgage Qualifying, Lower Rates than in Recent Years
January 1, 2022
A jumbo loan is any loan that is above the standard lending limits of FHA, VA, or conventional. While still a bit harder to find than the more common loan […]
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Buying a “For Sale By Owner” Home
January 1, 2022
Some may not be aware of this but it’s not a requirement to have a real estate agent list a home for sale. Whether or not it’s a good idea […]
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How Much House Can I Afford?
January 1, 2022
How much you can afford on a home goes beyond the mortgage payment. Factor in the extra costs to keep the home long term and reap the tremendous financial benefits […]
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The 2014 Qualified Mortgage Rule & How It Could Affect Your Approval
January 1, 2022
As we roll into 2014, some of the loose lending problems of the last decade still raise their heads. I say that because of a situation with some clients, I […]
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Conventional Loans · FHA Loans · News
Pros & Cons of FHA Loans: When Should You Get One?
January 1, 2022
You want to buy a house. Good for you. But you don’t have a lot of money to put down on it, and your credit history isn’t as stellar as […]
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Home Buying · Understanding Mortgages
Unique Properties: Mortgage Lenders Won’t Touch ‘Em
January 1, 2022
With a name like “the mushroom house,” it was one of the toughest sales of her career as a real estate broker Dayna Murray of Keller Williams Premier Realty in […]
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