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Should you use your 401k to buy a home?

Home Buying

401(k) Loan for Down Payment: Is It a Good Idea?

January 1, 2022

It’s tucked away so you can’t see it, and working toward building up wealth for your retirement. That’s what a 401(k) retirement fund is supposed to be doing for you. […]

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People who have used the 0 downpayment USDA loan

News · USDA Home Loans

Home Buyers Who Couldn’t Qualify – Until They Discovered the USDA Loan

January 1, 2022

When people hear the acronym USDA (U.S.  Department of Agriculture), they probably think about crops and cows and such. But this entity actually offers quite a unique mortgage loan for […]

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Ineligible for HARP? Here are other refinance options

HARP · HARP 3.0 · Niche Mortgage Products

Compelling Option for HARP Ineligible Homeowners: Cash-In Refi

January 1, 2022

Editor’s Note: The HARP program expired December 31, 2018. The Freddie Mac Enhanced Relief Refinance (FMERR) loan program has been a popular replacement option. Additionally, Fannie Mae’s High LTV Refinance […]

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Average Down Payment on a House

Home Buying

Success Stories of Those 25 and Younger Buying Homes

January 1, 2022

Buying a home is a stressful situation no matter what age. But what if you are 25 or younger? Barely out of college or working for a few years, some […]

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What is the net tangible benefit rule for FHA mortgages?

FHA Loans · News · Refinance

FHA Refinance Net Tangible Benefit: What To Do if You Don’t Qualify

January 1, 2022

The FHA streamline refinance program allows a borrower with a current FHA loan to refinance into a lower rate and payment with very little time, effort, or documentation. But for […]

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Low Rate Mortgages

Homeowner Tips

How To Lower Your Property Taxes

January 1, 2022

After purchasing a house, you grow accustomed to paying whatever tax bill your local government sends you. While you may assume that your bill is set in stone, your taxes […]

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What is a pre-foreclosed property and how do you buy one

Home Buying

Five Tips for Choosing the Right Neighborhood To Buy a House In

January 1, 2022

When you hear the word neighborhood, a lot of different neighborhoods could come to mind.  So, when buying your new home, how do you choose the right neighborhood for you? […]

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How can you buy a home with your VA entitlement?

VA Home Loans

What is VA Loan Entitlement?

January 1, 2022

Sometimes, things can get a little confusing when someone is discussing VA loans, and the word entitlement pops up. Jimmy Vercellino teaches service members and veterans that it’s not that difficult […]

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How FHA loans can help you buy a home

FHA Loans · News

FHA Loans Are Perfect for These Types of Borrowers

January 1, 2022

Some people just don’t have perfect credit or a big savings account. These are some of the folks who might be the best candidates for an FHA loan these days. […]

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How Do I Remove PMI On My Conventional Loan_

Home Buying

Real Estate Rebates In The Thousands For Some Buyers, Sellers

January 1, 2022

Just like promo codes or coupons, rebates have become a way that consumers can get some of their money back after a purchase. Well, the same holds true of buying […]

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