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RefiNow and Refi Possible New Low-Income Refinance Programs

Home Buying

Four Most Important Things You Need to be Pre-Approved for a Mortgage

January 1, 2022

Although a pre-approval letter for a mortgage doesn’t guarantee you a loan, it’s a sure good start to know that you are doing the right thing in the scheme of […]

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Current loan limits for jumbo mortgages

Jumbo Loans · News

Jumbo Loan Limit : How High Can You Go?

January 1, 2022

If you’re in the market for an expensive, luxury home, one of your main borrowing options will be jumbo loans. Because the economy has been making gradual improvements, jumbo loan […]

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Jeana Curro expert interview

Expert Interviews · Understanding Mortgages · VA Home Loans

Jeana Curro, Director at Deutsche Bank on Gov’t Backed Mortgages, Low Rates

January 1, 2022

Jeana Curro, Director of Mortgage Backed Securities Research at Deutsche Bank in New York, talks about how government backing and mortgage investors drive down interest rates and make home loans more […]

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How does a second mortgage work

FHA Loans

FHA Could Reduce Mortgage Insurance Premiums in 2016

January 1, 2022

The agency that backs more than one million mortgage loans per year just reached an important milestone, and it could make home buying easier in 2016. The Federal Housing Administration, […]

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Conventional loans could mean higher success

Conventional Loans · News

New Report Suggests Conventional Loan Applicants Enjoy Higher Success Rate

January 1, 2022

A conventional loan offers low rates, few fees, and an easy approval process. Throughout home finance history, conventional loans have been the first choice for most people buying or refinancing […]

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FHA Loan Limits

Homeowner Tips

People Who Sold Their Homes Successfully on Their Own

January 1, 2022

According to the National Association of REALTORS® 2016 Profile of Homebuyers and Sellers, nearly 90 percent of people selling their homes decide to work with a real estate agent — […]

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Downpayment assistance programs available to home buyers

Home Buying

Lots of Down Payment Assistance Programs Available to First-time Home Buyers (and Repeat Buyers Too)

January 1, 2022

First-time home buyers have many options when it comes to down payment assistance programs. What’s surprising to many repeat buyers is that they are eligible for many of these programs […]

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Should I get a fixed rate mortgage or adjustable rate mortgage?

Mortgage Rates

30-Year Fixed Mortgage Rates or ARM Rates: Which are Better Long-term?

January 1, 2022

Thirty-year mortgage rates are solidly below historic levels. Mortgage backing agency Freddie Mac reports an average rate of 4.15% for the week of July 7. Similar rates have only been […]

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Mortgage denial - what next?

Credit · Home Buying · News · Understanding Mortgages

Mortgage Application Denied? What To Do Next

January 1, 2022

It feels like you gave your lender every piece of information and documentation of your financial world that you possibly could. You feel like you have no secrets left. But […]

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What's a good credit to buy a house

Home Buying · Homeowner Tips

Best Etiquette for Viewing Homes

January 1, 2022

When buyers walk through houses to see if they would like to make an offer, they might do anything from snooping through the drawers to opening up the refrigerator. These […]

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