Flood Zones: Do You Need Flood Insurance?
January 1, 2022
Everyone enjoys a nice rain but no one enjoys a flood. Prospective home buyers are made aware that a particular home they are interested in is in a flood zone […]
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Home Buying · Jumbo Loans · News
Vacation Homes & Second Homes Now Easier To Buy
January 1, 2022
Simpler vacation home lending, along with status and sentimentality, are big factors when average and affluent people decide to buy a second home. What could be better than sitting on […]
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Home Buying · Understanding Mortgages
What is Earnest Money?
January 1, 2022
As you’ve searched for your next home, you finally arrive at the perfect property. You and your agent successfully negotiate the terms of the sales contract. Your next step is […]
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10 Things You Should Be Doing To Close Your Vacation Home
January 1, 2022
Having a vacation property means having a place where you can go to get away from it all each year. Whether your vacation property is on the beach or in […]
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5 Steps to a Good Credit Score Even if You Have Bad Credit Now
January 1, 2022
Credit is one of life’s necessary evils. You need a decent credit score to buy just about any big ticket item – car, boat, house — or even to get […]
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Refinancing? Understand Your HTLTV And HCLTV
January 1, 2022
What is HTLTV and HCLTV? HTLTV is an acronym for “high total loan to value.” HTLTV is a comparison between your home’s value and the total amount of credit available on […]
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Ask Tim · HARP · HARP 3.0 · News
We Are $30,000 Underwater and Not HARP Eligible. What Are Our Options?
January 1, 2022
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]
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Refinance · Understanding Mortgages
Six Things to Consider Before Paying Off Your Mortgage Early
January 1, 2022
When a home buyer purchases a home, they agree to a mortgage that is best for their budget. Mortgages will typically last 30 years so homeowners can more easily manage […]
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What You Need To Know To Buy a Home Overseas
January 1, 2022
When people fall in love with a travel spot and dream of buying a condo on the beach or a villa in the city, they might not expect how complicated […]
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Credit, Home Type & Perceived Risk Affect Your Mortgage Rate
January 1, 2022
Getting an interest rate to purchase a home is similar to when you were back in school earning good grades – or not. The teacher put together many components from […]
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