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PMI easier to get, FHA more costly

Conventional Loans · FHA Loans · Home Buying · Private Mortgage Insurance

PMI Becomes Easier, FHA More Costly

January 1, 2022

One of the first questions home buyers ask themselves when considering how to finance their upcoming home purchase is whether to use an FHA loan or a conventional loan with […]

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Landlord tips

Home Buying

5 Tips When Buying a Rental Home

January 1, 2022

With interest rates where they are today and home prices that appear to be stabilizing in many parts of the country, many are considering investing in real estate yet again. […]

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HARP 3 is in Oregon, coming to rest of states

HARP · HARP 3.0 · News

HARP 3-like Mortgage Now Available in Oregon. Are the Other 49 States Next?

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

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Getting mortgage insurance and what to know

Understanding Mortgages

Do You Need Mortgage Payment Protection Insurance?

January 1, 2022

Sometimes, you just have to ask the hard questions to yourself and then figure out how you can protect yourself, your family and your home. For instance, what would happen […]

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How to Lower the Cost of Refinancing

Credit · Home Buying · Mortgage Rates · Refinance · Understanding Mortgages

Tips from the 25 Most Influential Real Estate and Mortgage Pros on Google+

January 1, 2022

If you’re like most people who want to find out what’s trending now, or you need tips and advice, you’ve probably gone to Facebook, Twitter or Pinterest. But one of […]

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Why your second lender won't approve a higher HARP loan amount

Ask Tim · HARP

My Second Mortgage Lender Won’t Allow A Higher HARP Loan Amount

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

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HARP lite: HARP 2.1 or HARP 2.5

HARP · HARP 3.0

If not a full HARP 3.0, we could see HARP 3 Lite: HARP 2.1 or HARP 2.5

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

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VA Refinance Options

Refinance · VA Home Loans

VA Home Loan Refinance Options: Find Better Rates and Cash Out Home Equity

November 4, 2019

The VA home loan is hands down the best purchase in today’s mortgage market.  But the VA also provides refinancing options as well.  The VA offers two main refinance types. Each […]

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couple-looking-at-laptop

Home Buying · News

Qualifying for a Mortgage With Student Loan Debt

April 16, 2019

If you struggle with student loan debt, you’re not alone. The average student loan borrower has $37,172 in student loans when they graduate, an increase of $20,000 from only 13 […]

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stack-of-books-on-desk-at-library

Understanding Mortgages

Mortgage Dictionary

March 27, 2019

Mortgage terminology can be confusing whether you’re a first-time homebuyer or looking to refinance your current loan. From mortgage terms like amortization to PITI, chances are you’ll come across a […]

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